AFT's position in the mortgage market

Applied Financial Technology has created an industry dominant prepayment model that is fully integrated into analytic systems and used by broker/dealers, banks and other investors to price, fund, trade and hedge mortgages, mortgage backed securities and CMOs.  The model accepts MBS data and forecasts the prepayment performance of these instruments over their lives given any future set of interest rates.  Prepayment is the single most important consideration in valuing mortgage cash flows.

Billions of dollars of mortgages and MBS are priced and traded each day by lenders, market makers and investors using AFT tools. 

AFT tools are incorporated into most trading, portfolio management, servicing valuation, ALM and accounting systems.

Clients

AFT clients include the five largest banks in the United States, seven of the top ten broker dealers who are most active in the mortgage backed securities market, several large European banks, many government agencies and federal regulators and the nations largest insurance companies and hedge funds. Every day thousands of users depend on AFT prepayment analysis distributed on Bloomberg.