Applied Financial Technology (AFT) delivers intelligent, accurate risk analytics to the mortgage industry via our highly regarded quantitative methods.

The AFT library provides prepayment models for fixed, adjustable, prime and sub-prime mortgages, home equity loans, home equity lines of credit, manufactured housing and others.AFT provides a complete set of prepayment modeling and historical performance analysis tools for customized applications and can create tailor-made prepayment models to fit your data. 

AFT has recently developed a score product to enable better understanding of prepayment propensity at the loan level.Our library also includes interest rate processes and other valuation and risk management tools for MBS, ABS, and CMOs. The AFT library is integrated with all major analytic, proprietary, ALM and servicingsystems.

AFT counts leading broker/dealers, institutional investors and mortgage banks as clients, including the five largest banks in the United States. Everyday thousands of users depend on AFT prepayment analysis distributed on Bloomberg. Whether you are a Wall Street dealer, a small bank, a giant mortgage servicer or a money manager, AFT can help you proactively manage prepayment risk.