Articles

TheStreet.com	American Dream's Harsh New Reality September 2007
Windows In Financial Services	Killing the Element of Surprise in the Mortgage Market June 2007
DowJones Newswires	Not All Gloomy For Bondholders As Mortgage Rates Reset Higher May 2007
Bloomberg.com: News	S&P, Moody's May Lose Subprime Mortgage-Bond Suits (Update3) May 2007
Dow Jones Capital Markets Report	Subprime Losses Showing Up Earlier Than Expected In Bonds April 2007
Daily Bulletin	Subprime Losses Showing Up Earlier Than Expected In Bonds April 2007
MortgageMag Weekly	Investors Obtain Mortgage Delinquency Insight with AFTs Integrated Default Model February 2007
Mortgage Servicing News	Geography Affects Prepayment Risk December 2006
National Mortgage News	Does Market Misunderstand Propensity to Prepay? November 2006
Institutional Investor News	The End Of The (Mortgage) World As We Know it, Again October 2006
Dow Jones Business News	Nimble Mortgage Bond Investors Needed As Housing Slows September 2006
Mortgage Technology	Uncovering Loan Dissimilarities for Better Returns June 2006
Hedge Fund Investment & Technology	Open Platform: AFT's Michael Bykovsky May 2006
Jody Shenn American Banker	Pipeline: Mortgage Production News and Trends April 2006
Tony Chiaro & Alain Toto, CFA, Shay Financial Services	A Closer Look at Hybrid Prepayments (pdf) April 2006
Mortgage Servicing News	Propensity Is Key to Applied Financial's Prepay Analysis (pdf) February 2006
WorldsCinet.com	Analytic Backward Induction Of Option Cash Flows December 2005
HedgeWorld.com	Prepayment Scores Could Aid Mortgage Players November 2005
National Mortgage News	Promotion Spotlight: Eric Christensen November 2004
ABA Banking Journal	Are Higher Rates Good or Bad? Yes July 2004
Origination News	AFT, McDash Partnership Aids Customer Retention (pdf) June 2004
Mortgage Servicing News	Partnership Aims to Help Lenders Weigh Short-Term Prepayment Risk (pdf) June 2004
American Banker	Vendors to Offer Scores for Prepayment Risk (pdf) May 2004
Whitepaper	Improved Understanding of Mortgage Prepayments via a Loan Level Modifier to a Standard Prepayment Model (PDF) Applied Financial Technology
Business Week	High Anxiety for Banks June 2003
Mortgage Servicing News	'Prepayment Score' Joins Credit Score as New Tool February 2003
First Union Securities	MBS Prepayment Modeling October 1999
Mortgage Marketplace	Payment Models Brace for Early Test September 1998
Derivatives & Risk Technology	Nations Bank takes Espiel for Mortgages August 1998
Risk Management	Institutions Put Value on Risk Practices June 1997
Derivatives Engineering & Technology	Deutsche Morgan Grenfell Taps Espiel for Mortgage / CMO Analytics March 1997