| Prepayment
Model Brochure - Applied Financial Technology |
| Loan
Score Provides Improved Understanding of Mortgage Prepayments - Applied Financial Technology |
| The Handbook of Mortgage-Backed Securities - (fifth edition) Chapter 19, "Recent Advances in Prepayment Behavior Modeling and Recent History", by Michael Bykhovsky. Published in 2001. |
| Technology and Its Effect on Valuation Metrics - Anatomy of PAC Bonds, by Michael Bykhovsky & Lakhbir Hayre, January, 1992 |
| Fact and Fantasy About Collateral Speeds - Identifying the truly speedy, by Michael Bykhovsky & Lakhbir Hayre, Summer, 1992 |



